The Wallet Station
Balance guide

Mastercard Gift Card Balance — How to Check

Mastercard gift cards are prepaid cards issued by banks, so the balance is held by the issuer named on the back, not by Mastercard itself. Check it on that issuer's website or by calling the toll-free number printed on the card.

Prepaid gift card

Bank-issued prepaid card that works anywhere the network is accepted

At a glance

What you need

  • The 16-digit card number on the front
  • The expiration (valid thru) date on the front
  • The 3-digit security code on the back

Where to check

  • Online
  • By phone

2 ways to see the balance on a Mastercard card, in the order we recommend trying them.

Expiry & fees

The money itself does not expire, but the plastic carries a valid-thru date. If that date passes with funds left, the issuer will send a replacement card. Some issuers charge an inactivity fee after 12 months without use — the cardholder agreement lists it.

How to check a Mastercard gift card balance

Only the methods that actually work for Mastercard cards, step by step.

  1. Method 1 · Online

    Check on the issuer's website

    1. 1Open the balance website printed on the back of the card — it differs by issuer, so use the one on your card rather than a search result.
    2. 2Enter the 16-digit card number, the expiration date and the 3-digit security code.
    3. 3The current balance and recent transactions appear. Most issuers also let you register a ZIP code here, which many online stores require at checkout.
  2. Method 2 · By phone

    Call the number on the card

    1. 1Call the toll-free number printed on the back of the card.
    2. 2Follow the prompts for a balance inquiry and enter the card number, expiration date and security code on the keypad.
    3. 3The balance is read back to you. Note it in The Wallet Station app so you do not have to call again.

Good to know

  • The card must be activated at purchase; an unactivated card shows a zero balance.
  • Register a ZIP code on the issuer site before shopping online.
  • Tell the cashier the exact amount to charge to the gift card when the purchase is bigger than the balance.
  • Avoid gas pumps, car rentals and hotels — they hold more than the purchase and can lock the balance for days.

Mastercard gift card questions

How do I find my PIN?+

Usually covered by scratch-off area or printed on the card.

Is there a fee?+

Fees vary by brand and issuing retailer. Check official docs.

How can I check my balance?+

Use phone, website or in-store as described on this page.

What info do I need?+

Card number and PIN are commonly required.

Does the card expire?+

Expiration and fees vary by issuer; check official policy.

All questions

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Never check this card by hand again

Add your Mastercard card to The Wallet Station once: the wallet keeps the balance, the check history and a reminder before anything runs out.

The Wallet Station is not affiliated with Mastercard. Trademarks belong to their owners.